Creative Construction Capital

Creative Capital for Commercial Real Estate

Holistic Real Estate provides mezzanine debt, preferred equity, and specialty financing to qualified sponsors — bridging the gap between senior debt and common equity.

$2M+
Minimum Loan Size
90%
Up to LTV
1–5 Yr
Flexible Terms
Fast
Close in Weeks
About Us

Headquartered in New York

With five offices nationwide

A Private Equity Firm Built on Discipline & Deep-Value Underwriting

With an average of 25 years of experience per member, our team of CPAs, Attorneys, and Bankers specialize in managing risk, finding opportunities, and closing complex deals.

Fast Execution Weeks, not months
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Asset-Based Focus Tangible real estate
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Creative Structures Tailored to each deal
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Aligned Interests We invest alongside you
Our Solutions
Specialty Capital Across the Stack
We provide creative financing solutions for the gap between senior debt and common equity — unlocking proceeds beyond conventional limits.
M

Mezzanine Debt

Subordinate debt secured by a pledge of ownership interest in the borrowing entity, sitting between the senior mortgage and equity in the capital stack.

  • Flexible structures: interest-only, PIK, or blended
  • Intercreditor agreements coordinated with senior lenders
  • 1–5 year terms with extension options
  • Non-recourse options available
  • Ideal for acquisitions, recapitalizations & development
P

Preferred Equity

A direct equity investment providing the investor preferred rights to dividends, distributions, and sale proceeds — senior to common equity but junior to all debt.

  • Creative structures with dividend preferences
  • Negotiated remedies: dilution, manager removal, forced sale
  • Available when senior lenders restrict mezzanine debt
  • Fixed rate of return with potential equity kicker
  • Governance rights and asset management influence
E

Equity Loans

Unlock trapped liquidity in existing real estate portfolios without expensive and dilutive equity. Second-position loans and loans on partnership interests.

  • 2nd position loans on stabilized assets
  • Loans secured by GP/LP partnership interests
  • Avoid equity dilution and expensive raises
  • Release capital for new investments or operations
  • Customized to your portfolio structure
Understanding the Stack
Where We Fit in Your Capital Structure
Holistic Real Estate specializes in the layers between senior debt and common equity — the financing that makes or breaks a deal's feasibility.

Senior Mortgage

First-priority lien on the property — banks, agencies, CMBS, life companies

50–65%
of Capital Stack

Mezzanine Debt ← We Lend Here

Secured by pledge of equity interest in the borrowing entity

10–25%
of Capital Stack

Preferred Equity ← We Invest Here

Direct equity with preferred return rights, senior to common equity

5–15%
of Capital Stack

Common Equity (Sponsor)

GP/LP equity — first-loss position with the highest return potential

10–25%
of Capital Stack

Combined LTV up to 85–90% with our mezzanine and preferred equity products

Asset Classes
Property Types We Finance
Our lending expertise spans a broad range of commercial real estate asset classes across nationwide markets.
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Multifamily

Apartments & housing

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Hospitality

Hotels & resorts

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Retail

Shopping & mixed-use

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Industrial

Warehouses & logistics

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Office

Class A & B office

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Healthcare

Medical & senior living

📦

Self-Storage

Climate & conventional

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Ground-Up

New construction

Investment Strategies
Three Pillars of Our Platform
Beyond lending, we operate an integrated real estate investment platform spanning acquisitions, distressed debt, and loan origination.

Opportunistic Acquisitions

Fee Simple Real Estate

We acquire well-located commercial assets with inefficient capital structures, poor management, or event-driven distress. Once acquired, assets are aggressively repositioned to realize underlying value.

Propose an Acquisition →

Distressed Capital Markets

Debt Acquisitions

We acquire performing and non-performing loans from banks and private lenders, servicing their immediate liquidity needs. We reposition these notes to monetize through interest yield during strategic hold periods.

Sell Your Loans →

Commercial Financing

Private Loan Origination

We originate asset-backed loans as senior-secured fixed income positions — providing fast turnarounds and creative lending solutions where conventional financing is difficult to obtain.

Apply for Financing →
How It Works
From Inquiry to Closing
Our streamlined process is designed for speed and certainty of execution. We understand that time constraints can make or break a deal.

Initial Consultation

Submit your project details through our intake form or contact us directly. We'll schedule a call to understand your capital needs, timeline, and deal structure.

Underwriting & Term Sheet

Our team conducts rapid due diligence on the asset, sponsor, and market. You'll receive a detailed term sheet with proposed structure, rate, and conditions.

Documentation & Closing

We coordinate with senior lenders on intercreditor agreements and work with counsel to finalize documentation. Our in-house process minimizes delays.

Funding & Asset Management

Capital is deployed per the agreed schedule. We actively monitor the investment and proactively contribute to performance throughout the hold period.

Why Holistic
What Sets Us Apart
01

Direct Lender, Not a Broker

We originate, hold, and service our own loans — providing certainty of execution and a single point of contact from term sheet to closing.

02

Creative Deal Structuring

Every transaction is custom-tailored. We structure mezzanine, preferred equity, and hybrid solutions to match each project's unique cash flow profile and objectives.

03

Speed to Close

Time kills deals. Our streamlined underwriting and in-house decision-making enable rapid term sheets and closings when conventional lenders move too slowly.

04

Relationship-Driven Approach

We build long-term partnerships with sponsors. Repeat borrowers benefit from faster processing, better terms, and a lender who already understands their portfolio.

05

Flexible Capital Solutions

From interest-only mezzanine to preferred equity with governance rights, we structure capital to minimize dilution while maximizing your leverage and control.

06

Deep Value Expertise

Our team excels at pricing, financing, and overseeing physical and financial assets — extracting superior risk-adjusted returns through hands-on management.

Ready to Structure Your Capital Stack?

Whether you need mezzanine debt to close a gap, preferred equity to meet lender requirements, or a creative solution we haven't described — let's talk.

Get in Touch
Start Your Financing

Tell us about your project

Submit your deal for review. Our team evaluates every submission and provides a preliminary response within 48 hours for qualifying projects.

Email info@holisticre.com
🌐
Website holisticre.com
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Headquarters New York, NY

What to include in your submission: Property type & location, loan amount requested, current capital structure, sponsor experience and track record, timeline and use of proceeds.